almost a quarter of chauffeurs have lied to their cars and truck insurance provider about points on their licence, a new research study has found.
According to the RAC, 23 per cent of chauffeurs have not informed their insurance provider about charge points on their driving licences. There are currently 2.8 million chauffeurs with points on their licence, indicating around 654,158 chauffeurs are running the risk of invalidating their insurance.
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Under the road web traffic Act, it is an offence to withhold appropriate info – such as charge points – from your insurance provider when applying for cover.
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Worryingly, a even more 18 per cent of respondents stated they would not tell their insurance provider in the future if they got points. The RAC stated chauffeurs are likely to be withholding info about charge points from their supplier to keep their premiums down.
The research study likewise discovered that 10 per cent of chauffeurs understand somebody who has incurred charge points however persuaded their partner to take them instead.
RAC insurance coverage director mark Godfrey said: “It is the task of every motorist to notify their insurance provider of any type of scenario that may impact the contract they have with them, both during the insurance coverage term as well as at renewal.”
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“Not declaring charge points is a severe matter as it puts chauffeurs at danger of holding invalid insurance coverage in addition to potentially incurring considerable penalties from the police or even a prosecution. The onus is always on the person taking out an insurance coverage policy to make any type of occurrence understood that might influence an underwriter in calculating a premium, even if they are not requested to supply such information.”
“The finest recommendations with insurance coverage is always be totally open as well as sincere – that method your policy will be there to secure you when you requirement it.”
Have you not told your insurance provider about charge points on your licence? tell us in the comments below…